
Dynamic Debt
Deletion
Gordon did not create this strategy. He only presents it here as a more efficient alternative to popular debt relief methods.
Pay off debt faster on
same income, less risk
PAY OFF DEBT FASTER on your current income without the usual risks of conventional methods. Gordon's system costs less while improving your credit score and debt-to-income ratio. You need not engage third parties or liquidate assets, and his system also addresses issues with underlying spending habits. Gordon's services require 1-4 hours of consultation at $60 per hour.
"I NEVER DREAMED IT was possible to get rid of $260,000 debt in just seven years on my same income by attacking my bills scientifically. They should teach this amazing technique in school. I recommend you to everybody." ~ Marty D.
----- Don't forget that results may vary based on a person's circumstances and discipline.
I HIGHLY RECOMMEND working with Gordon. He allowed me to see my financial reality right where I am and no kidding. This practical, no-nonsnse approach to getting out of debt and building wealth is like nothing I have ever heard of anywhere else." ~ Kathy H.
"AS A RESULT OF WORKING with Gordon we are restructuring some of our spending habits and our debts to allow us to become debt free much sooner. I would highly recommend his programs as everyone needs the information that was presented." ~ Eric D.
"GORDON, I WANTED TO SAY 'thank you!' Thanks to our conversations I realized I don't want to live like I'm in prison for 5~6 years as I pay off this house. Thanks to you, we now have a plan to get us out of debt completely." ~ Clark R.
Questions?
Bring questions to our Sunday night call.
ZoomWithGordon.com at 7p EST ...
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Or send questions via form below.
Unspoken costs of debt relief
THE PROBLEM: common debt relief methods can adversely impact your credit score, put your assets at risk, damage your reputation and leave you behind the eight-ball for years.
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Drawbacks of traditional methods ...
- Personal Bankruptcy
A BK inflicts serious damage on your credit score and cannot purge student debt, alimony and taxes. Upfront legal fees are a certainty and your reputation will be tarnished for years. It may also require you to liquidate your property. - Consolidation Loans
You'll need good credit scores and an established source of income to qualify. Anything less will entail higher interest rates when your loan application is not flatly declined. "Hard pulls" on your payment history will dent your credit score and closing costs are certain. - Monthly Settlement Plans
Your credit scores take a hit as third parties take weeks to settle each of your debts. Discharged debt can be taxable and law suits and garnished wages can follow if their settlement offer is not accepted. Amazingly, only 25% of people complete settlement programs. - Tax Issues
Borrowing against a retirement account means losing out on tax-advantaged growth,. Hardship withdrawals are taxed as income and typically hit with a 10% early-withdrawal penalty, permanently shrinking the nest egg.
And unlike Gordon's system, none of these methods address problems with your underlying spending habits.
Book a 30m call with Gordon >
How does Dynamic Debt Deletion work?
DDD is not a do-it-yourself (DIY) approach, but rather, a rapid payoff system in which a working foundation has already been built for you. Gordon’s system simultaneously attacks interest and principal to accelerate the rate at which your debt is retired. This in turn, significantly shortens your payoff timeline.
When is this strategy not wise?
WHEN EMERGENCY FUNDS are lacking, an unexpected medical bill or car repair issue may force you to take on new high-interest debt to make ends meet. So ideally, you should already have an emergency safety net in place before beginning any debt relief program that entails a strict payment schedule.
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Is your household leaking cash?
Also ...
- When there is a prospect of lost opportunity cost
If you have a legacy mortgage at a low fixed rate such as 2.5% or 3% and an opportunity to place capital into a Tier One asset or a high-yield investment returning 5%, then DDD may not make business sense. The risk lies in paying off a 3% debt with money that could be earning 5%, resulting in a "lost opportunity cost" of 2%. So during periods of high-inflation, your low-interest debt would actually be devalued by the market. - When the threat of wage garnishment exists
DDD often relies on specific cash-flow activity, and if you carry "toxic" debt such as payday loans or accounts in collection, legal protection and damage control may be the priority. The risk lies in allocating funds to payoff debt when you may need it to defend yourself against wage garnishment or legal action. - When behavioral issues exist
When compulsive spending is the underlying cause of your debt, DDD can create a costly false sense of security. You could pay off a $10k credit card in record time, but then quickly run it back up because your tendency to compulsively spend had not been addressed. - When opportunities for debt forgiveness exist
If you qualify for Public Service Loan Forgiveness (PSLF) or other federal discharge programs, DDD may not be necessary. In this case, every dollar paid on debt that might be forgiven could have been deployed to preserve your wealth or purchasing power.
Common questions about
Dynamic Debt Deletion strategy
- How much does your program cost?
Gordon's services require 1-4 hours of consultation at $60 per hour. Begin by booking free 30m call with him. - Does Gordon handle the money I allocate to my debt?
No. Gordon does not manage your money. He mentors you on how to strategically organize and attack your debt. - Is this a payoff plan or a mentoring service?
This is a comprehensive mentoring service. Gordon provides the accountability and expert guidance needed to navigate the psychological and technical hurdles of financial recovery. You are mentored on how to execute the strategy, while empowering you with full control as well as the skills to preserve your wealth after your debt is gone. - Is this a done-for-you (DFY) debt strategy or a do-it-yourself (DIY) system?
It's essentially a DFY approach that has already been mathematically optimized for you. But nor is it a passive "set it and forget it" system in which a third party manages your money. You are actually mentored on how to execute the strategy, while empowering you with full control as well as the skills to preserve your wealth afterward. - How quickly can most people start implementing the plan?
Implementation can begin almost immediately once the initial cash flow analysis is complete. Because the plan utilizes your existing income and does not require credit rebuilding or long negotiation periods, the first "scientific redirections" can often happen within the first month. - Who is accelerated debt payoff mentoring best for?
It is best for individuals or business owners who are disciplined and coachable. It is for those who have a steady income but feel like they are "treading water" despite making their payments on time, and who want to regain the "opportunity cost" of the interest they are currently paying. - Can this help families with multiple debts?
Absolutely. In fact, the more complex the debt structure (credit cards, car loans, personal loans, etc.), the more "strategic redirection" can help. The system collapses multiple debts into a streamlined path to liquidity. - What kinds of financial problems is this service meant to solve?
It is designed to solve the problem of "interest slavery" and stagnant wealth. Beyond just paying off bills, it solves the issue of lost time, giving you back the years of your life that would have been spent working just to pay bank interest, and converting that lost time into future wealth.